We’ve all heard the myths before when shopping for a new car or for a new insurance policy. “Don’t do that because it will raise your auto insurance rates.” But is it really true? Let’s take a look at some of the most common misconceptions in the business. Myth #1 – Don’t Buy That Red […]
Insurance For Your Floral Business
A floral business covers a lot of aspects of the insurance world. There are lots of moving pieces with a lot of possible liability that needs coverage. Let’s take a look at some of the things that you should consider when looking for a policy for your business. Inventory And Space As a florist, you […]
Save Money On Your Teen’s Insurance Rates
If you have a new driver in your household, you are probably thinking about how expensive this new endeavor might end up for you. Luckily there are a few ways that you can help your new driver save money on their car insurance policy. Encourage your teen to take these steps to help your wallet […]
Surety Bonds for Window Installers
As a business providing a professional service to a customer or client, it is always necessary to consider the type of assurances you can provide to that client. They are taking a chance working with you. They just need the service you have to offer, but at the same time, they want to know you’ll […]
Business Insurance When You Have To Travel
Do you have to travel for business often? Or send you employees on business trips? If you said yes, chances are that you need extra insurance options to cover both yourself and your business. There are lots of different factors that come into play when looking to purchase travel insurance for a business. Let’s take […]
Why Is Workers Compensation Mandatory?
A long time ago, workers’ rights were a mess. Employers could set hours and wages to whatever they wanted, they didn’t have to worry about basic safety standards, and if a worker got injured on the job, he or she would have to prove that the employer’s choices were the only reason the worker got […]
Do You Need General Liability for Your Truck?
Over the years, the face of the trucking industry has changed rapidly. More and more, companies are hiring contractors to help their employee drivers transport loads. In doing so, many companies shift risks to these for-hire drivers and may even lower their trucking insurance cost. If you are an independent contractor in North Carolina who […]
Here’s Why Landlords Love Renters Insurance – Raleigh, Garner, Durham, NC
White Couch and Vases[/caption]Much like homeowners insurance, renters insurance is a good but not legally necessary idea. A good policy can protect your property from things like fire, theft, and even falling objects, but unlike auto insurance, you aren’t legally required to insure your home. However, there are other forces at work beyond the government. […]
Auto Insurance And Fault
If you find yourself involved in a collision involving a motor vehicle, “fault” is probably going to come up when it comes to whose insurance is paying for repairs and other damages and who you need to speak with to make a claim. But what exactly is fault, how is it determined, and what’s the […]
Six Homeowners Insurance – Raleigh, Garner, Durham, NC Policy Types
Homeowners insurance is a surprisingly comprehensive policy. The insurance offers compensation for dwellings, their contents, and their occupants when any of them get damaged by one of several “perils,” both natural and otherwise. These include fire and lightning, hail, explosions, riots, vehicle and aircraft collisions, smoke, vandalism, theft, and even damage to the roof caused […]