Life Insurance Plans in Raleigh, NC
In North Carolina, few people seem willing to shop for life insurance. In many cases, people simply believe they cannot afford this coverage. There is a persistent myth out there which states life insurance is only for the very wealthy. However, the opposite is actually true. People who have plenty of money have no need to depend on life insurance to provide for their family if the worst comes to pass.
However, it’s another story for the rest of us. A term life policy actually offers a very affordable way to safeguard your family’s financial future if you happen to pass away prematurely.
Protect Your Family’s Prosperity During a Crisis
A catastrophic event could take you away from your family. Don’t leave them to face an uncertain financial future alone. Protect your loved ones after you have passed on with a life insurance plan.
Life insurance pays a death benefit to the beneficiary of the policy. In exchange for premium payments, your insurance company will provide you with a lump-sum payment — also called a death benefit — to your beneficiaries upon your death.
Serving the Life Insurance Needs of Families in NC
Mortality is a fact of life that we all have to deal with, at some point. But we can care for our loved ones long after we are gone. If you want to ensure that your family is supported financially, even after you have passed on, you should get life insurance in Raleigh. Planning ahead can only benefit your family, in the long run. With a life insurance plan, your family can take the time they need to heal without having to worry about finances.
Our team has over two decades of experience in the industry. We work around the clock and offer a high level of personal service to bring you the very best options. We understand a variable permanent life insurance policy must fit into your broader financial goals and plans, so we take the time to find the plan that’s right for you.
It’s tempting to put off this purchase. Nobody likes thinking about death, but losing a loved one can be one of the most finally challenging things for a family to face. There’s nothing to be gained from choosing to forgo life insurance in Raleigh, NC..
Got a pre-existing health condition? No problem — we take the hassle out of qualifying for coverage. The experts at Amistad Insurance can still help you find a policy from a reputable insurance provider that considers your medical history as well as your pre-existing conditions and offers you an affordable insurance solution. We work with a variety of budgets and scenarios, and serve families throughout the surrounding areas of Raleigh, Durham, including Charlotte.
Nobody can tell what’s going to happen in the future. Your insurance plan could save you from paying for final expenses, such as funeral and cremation costs, medical bills that do not fall under health insurance, and other unpaid obligations.
And remember, even burials are expensive, to say nothing of replacing your lost wages or the services you offer your family on a day to day basis. Make sure your death doesn’t place your family in an untenable financial position.
Term Life Insurance
Get a level of life insurance coverage that fits your budget. With a term-life insurance plan, you can get protection for your loved ones — on your terms. This type of life insurance guarantees payment for a beneficiary, over a specified term.
Furthermore, the policies are straightforward and easy-to-understand, so you won’t have to worry about hidden fees or risks.
When the term expires, you have the option to renew for another term or convert to permanent coverage.
Permanent Life Insurance
A permanent life insurance policy provides coverage for as long as you live. Compared to a term-life insurance plan, which only protects you for a specified period of time, a permanent life insurance stays in effect as long as you pay the premiums.
If you have long-term plans for financial stability, permanent life insurance is your best bet because you won’t have to worry about losing your safety net as you get older.
In this day and age, getting a life insurance plan is a must. If you’re thinking of getting a plan for yourself or a loved one, don’t hesitate to contact us today. We will be glad to answer any questions you may have regarding life insurance in Raleigh. You can be sure to get the life insurance plan that’s best for you.
Additional Resources:
- Unexpected Things That Renter's Insurance Can Cover
- Auto Insurance Question of the Day: Do You Need Insurance to Buy a Car?
- 5 Myths About Renter's Insurance
- Can a Selfie Seriously Impact Your Life Insurance Cost?
- Raleigh Florist, Do Not Let Your Business Wilt Away
- Wondering How Life Insurance Works? You Aren't Alone
- How Do You Calculate Life Insurance Cash Value?
- What To Know Before Purchasing A Life Insurance in North Carolina
- 8 Advantages of Whole Life Insurance
- The Difference Between Whole vs Term Life Insurance
