Only 25% of new businesses make it past the 15-year mark. It doesn’t matter how valuable your product or services are, if you don’t have the funds to keep your company up and running, you won’t make it in today’s competitive market. Sadly, for a lot of business owners, a lack of capital is what […]
North Carolina Insurance
6 Things to Know about Your Insurance Deductible
“What’s your deductible?” For some of us, just hearing the question can make us cringe. When shopping for home insurance, auto insurance and commercial policies we all know that the higher the deductible the lower the premium. Unfortunately, these initial cost savings can turn into a financial nightmare later on. How can you get it right? And […]
Auto Insurance 101: What Is Property Damage Liability?
There are over 6.8 million licensed drivers in North Carolina alone. The law requires them to have several types of automobile insurance. These include coverage for damage to drivers and their property. Despite the legal requirements, at least 6.5% of drivers in North Carolina have no automobile insurance. Other than high costs, one of the main […]
What Are the Costs and Penalties of Driving Uninsured?
In 2012, the national annual total for bodily injury claims that involved drivers without insurance amounted to $2.6 billion. Many people want to forgo the cost of paying for auto insurance, however, they may not realize how financially risky this choice is. While there are two states where you are not required to have auto […]
The Best Insurance Companies for Self Driving Car Owners
In 1989, the film Back to the Future II made a series of predictions about what the world would look like in 2015. One of the things we were supposed to have invented by then were flying cars. And, okay, even since 2015, we haven’t made it quite that far. Still, the new trend in […]
Important Insurance Questions to Ask Your Agent Before Getting a Quote
Whether you’re looking to get insurance for your home, car, or small business, you need to make sure you’re asking the right questions. When you meet with an insurance agent, their job is to find the coverage they think is best for you. However, in order for this to happen, you need to engage with […]
How Much Does Commercial Auto Insurance Cost?
There are over 7 million private and commercial vehicles on the road in North Carolina. Is transportation a necessary aspect of your business? If so, you’ll want to ensure you have a good commercial auto insurance policy. A commercial auto insurance policy helps protect your business in case you get into an accident. There are […]
What is Car Insurance and How Does it Protect Me?
What is car insurance? It can be difficult to explain to someone who hasn’t had it before. Here, we answer the question “What is car insurance?” and explain how it protects you. We’ve kept it as simple as possible. What is Car Insurance? Car insurance is an agreement between you and an insurance company. You […]
Ensure You Get the Right Insurance! Here’s the Differences Between Types of Car Insurance
You love your car. You rely on it to get you from point A to point B in safety, comfort, and style. But with more than 253 million vehicles on the road in the U.S., the risk of getting into an accident is relatively high. Those accidents can potentially cost you thousands of dollars, but […]
Drive Safe, North Carolina! Here’s How to Find the Best Car Insurance in NC!
There are 6.8 million licensed drivers in North Carolina. Chances are that most of them aren’t driving with the best auto insurance for their needs. The best car insurance in NC will have the best price and the most coverage for your car. The reason why we emphasize this is because car insurance companies vary based […]