Whether you’re looking to get insurance for your home, car, or small business, you need to make sure you’re asking the right questions. When you meet with an insurance agent, their job is to find the coverage they think is best for you. However, in order for this to happen, you need to engage with […]
Why Is It Important to Have Insurance for Your Home? 7 Great Reasons
Nobody likes paying for any insurance. Sometimes there seems to be zero likelihood of any incident even after years of dishing out insurance premiums. While the saying “you never know…” keeps losing meaning, there are some insurance policies you can’t bypass. If you’re thinking about skipping out on home insurance, then you should reconsider your […]
Homeowners Insurance FAQs: Your Biggest Questions, Answered
Buying a new home is an exciting time, but it’s also a huge investment. Many homeowners go through the process of buying a home, including choosing insurance, rather haphazardly. Unfortunately, if you don’t understand your homeowner’s insurance, it could end up costing you. You’ll either pay more than you should every month or when a catastrophe occurs […]
Real Estate Appraisal and How it Affects Your Home Insurance
Whether you’re buying a home in North Carolina or selling your old one, appraisals are an important part of the process. It determines the value of real estate so you as the buyer or seller can expect to spend or earn. Because of this, lenders also use appraisals to determine which mortgage plan is right […]
8 Types of Homeowners Insurance Policies, Explained
REQUEST A HOMEOWNER’S QUOTE Approximately once every ten years, a homeowner files a claim with their homeowners insurance provider. Doing so makes taking care of major repairs easier and puts less strain on their budget. Without coverage, the full cost of repairs has to be paid out-of-pocket. Imagine paying for a new roof without a […]
Is Homeowners Insurance Required If Your House Is Paid Off?
“Is homeowner’s insurance required for my home if I own it outright?” If you just made your final mortgage payment to take complete ownership of your home, you might be asking yourself that question right now. You just spent the last 15 or 30 years paying for homeowners insurance because your mortgage lender told you […]
Do North Carolina Homeowners Need Hurricane Insurance?
REQUEST A HOMEOWNER’S QUOTE The Atlantic and Gulf Coasts’ hurricane season runs from June through November, with the most activity occurring between August and October. 2017 was a hard year for the southeast, with over 17 named storms hitting the area. The National Oceanic and Atmospheric Administration (NOAA) predicts that the 2018 hurricane season will […]
Home Insurance Tips Every North Carolina Homeowner Should Know
REQUEST A HOMEOWNER’S QUOTE Are you a homeowner in North Carolina or looking to buy your first property? Do you know the ins-and-outs of home insurance? If you don’t, you should it as it can save you time and energy down the road. Interested in learning some homeowner insurance tips? In this article, we’ll share […]