Every year in the United States over 2.8 million people die. While this can be an extremely scary and emotional time, it also throws up a lot of practical hurdles for the people you leave behind. So it might surprise you to find out that only around 60% of Americans have life insurance coverage. Getting cover […]
Life Insurance
Is Term Life Insurance Worth It? 5 Benefits That Prove It Is
Term life insurance is an easy to use insurance option, but is term life insurance worth it? This is a common question when you’re shopping around for insurance options. Term life insurance will provide your family protection after you pass away. They can use the funds to pay for funeral arrangements, living expenses, or to […]
Important Insurance Questions to Ask Your Agent Before Getting a Quote
Whether you’re looking to get insurance for your home, car, or small business, you need to make sure you’re asking the right questions. When you meet with an insurance agent, their job is to find the coverage they think is best for you. However, in order for this to happen, you need to engage with […]
When Should You Get Life Insurance? The Important Things to Understand
Finding a great life insurance policy can be difficult. It costs money and most people don’t see it as an immediate need. We’d like to explain why you should have life insurance when you should get life insurance and the many different types of life insurance. This will help you quit wondering, “When should you […]
The Different Types of Life Insurance Explained: What You Need to Know
Life is full of surprises. They always come at a time that’s but unexpected and inconvenient. There’s one such a surprise that no one can escape: passing away. When that happens, especially when it’s sudden and unexpected, it can be a detriment to the entire family’s financial situation. That’s when it’s comforting to know that […]
How Does Life Insurance Work? Everything You Need to Know
Did you know that consumers, especially the younger generations, almost always overestimate the cost of life insurance? Almost half of Millennials think that life insurance costs five times more than it actually does! Are you holding back from purchasing a life insurance policy because you think you can’t afford it? Or is life just so […]
8 Advantages of Whole Life Insurance
In 2017, 60% of life insurance policies sold were for whole life insurance. Are you looking to get insurance but want to first know the advantages of whole life insurance? This article will define some of the many benefits of whole life insurance and why you won’t want to miss out. Read on to discover […]
5 Tips for Choosing the Right Life Insurance for You
REQUEST A LIFE INSURANCE QUOTE With more than 60% of Americans heading into their golden years without a will, many more overlook the value of life insurance. Figuring out how to choose life insurance is one of the most daunting life choices and can keep people from ever signing up. However, it’s important to your […]
Why You Should Get A Life Insurance Policy
Life insurance policy is a contract between you the insured and an insurance company. The terms of the policy require you to make premium payments in exchange for your beneficiaries getting a lump-sum payment when you die or at the end of a period. Life insurance is mostly misunderstood and the majority of people who […]
How Do You Calculate Life Insurance Cash Value?
At this point, you already know that there are life insurance plans that accumulate cash value over time. This includes variable life, universal life, and whole life insurance plans. You can receive the cash value as a lump sum. Or, you can use it as collateral when applying for bank loans. The cash value continues […]
