Renters Insurance

When you rent a home like the over 100 million other people in the United States, you run the risk of losing personal property when you face a natural disaster, a fire, or theft. Renters insurance solves this problem. Renters insurance coverage pays you back for your losses when your rental home goes up in smoke […]

In 2020, the average cost of rent in North Carolina was about $1,078 a month for a one-bedroom home. While not exorbitant, NC renters often look to save as much money as possible on their monthly dues.  That’s why people get worried when they hear about renters insurance. What is it? Why do I need it […]

Renters often don’t think that they need insurance. After all, the risk of loss seems far lower compared to homeowners. Renters may feel that a renter’s insurance policy may only protect their belongings and aren’t that concerned or feel their belongings aren’t worth much. This mindset of “not needing renter’s insurance” is widespread. Nearly 95% […]

There’s nothing worse than getting the voicemail that you’re not getting your security deposit back, especially when you were counting on it as your nest egg for your next place. It’s hard to anticipate accidents happening, and even harder to accept that they do. While it might feel overwhelming to think about having insurance coverage for every area of […]

According to the National Fire Protection Agency (NFPA), 75,000 apartment fires changed many lives forever, causing 1.3 billion dollars in property damage in 2019 alone. It’s quite a shocking statistic.  More shocking is when you factor in that nearly two-thirds of people lose all or most of the possessions in apartment fires every year. According to the Insurance Information […]

The percentage of Americans renting their homes rather than buying has been rising steadily. Most renters appreciate the importance of having renters insurance. Even among those who don’t, policies are common as landlords often require them as a condition of the lease.  But knowing that you need a policy and choosing which policy is right for you […]

Are you renting your current property or thinking of renting a new place? If you haven’t secured renter’s insurance yet, now’s a good time to start looking. Why? Accidents happen. And when you’re renting a home, you may be held responsible for paying for them. You want to be sure that if an event arises, […]

Every year, approximately one in 20 homes across the United States that hold homeowners insurance files for a claim.  Accidents happen. But when they do, you might be caught unaware as a condo owner. Owning a condo means your unit is part of a shared complex. When these accidents happen, how you deal with the […]