More and more people are getting displaced from their homes each year. In fact, 43% of homes in the United States are at risk of damage from a natural disaster. When a storm or other emergency damages or destroys your home, having the proper insurance coverage will protect all of your belongings. Do you want […]
Home Insurance
8 Top Tips on How to Lower Your Property Insurance
Owning a home comes with the responsibility of insuring it. Although it may seem like a nuisance, insuring your home is one of the most important things you can do. In the event of any kind of disaster, whether it be a tornado or flooding from a broken washing machine, you can be sure your […]
How To Get the Best Quote on Homeowners Insurance
Are you looking for ways to get the best quotes on your homeowners’ insurance? Are you tired of paying for expensive homeowners’ insurance to get the coverage that you need? If so, then you need to learn all you can about how to get the best quote on homeowners’ insurance. Doing so can help you […]
7 Factors to Consider When Choosing Homeowners Insurance
Nearly 50% of homeowners in 2020 developed a list of their household belongings in case they need to document losses. Natural disasters, theft, and fires are often to blame when household items go missing or become damaged. If you want to help protect your belongings, you should consider getting homeowners insurance coverage. Continue reading to […]
Homeowners Insurance Discounts: Security Systems
If you are a homeowner who has homeowners insurance, you know that paying for a home insurance policy can cost an arm and a leg. The latest statistics show that the cost of a homeowners insurance premium has risen during the last few years and will continue to go up. As a homeowner, you want […]
Homeowners Insurance: How to Handle Roof Replacements and Repairs
When the wind starts howling and the hail starts falling, your thoughts likely turn to your roof and how well it will weather the storm. Storm damage can call for a roof replacement, which in North Carolina can average $5,000 for a smaller one-story house. It’s natural to hope and expect your homeowners insurance is […]
The Factors that Affect Homeowners Insurance Premiums
Are you a first-time homeowner that’s looking to minimize the costs that you pay each month on your insurance? Do you wish there was a way to lower them? If so, then you need to learn more about the factors that affect homeowners’ insurance premiums. Doing so can help you find the perfect fit for […]
What Is Not Covered by Homeowners Insurance?
Imagine you’ve gone through a traumatic event that has damaged your home. Afterward, it’s time to file a claim with your homeowners’ insurance to recoup your losses. You probably feel relieved that even if you can’t undo the harm, you’ll at least be reimbursed for it. Imagine, next, that your claim is rejected, and you […]
Homeowners Insurance vs Mortgage Insurance: A Comparative Guide
So, you’ve purchased a gorgeous new (or new to you) home in the Raleigh area. Now your lender is asking you for proof of homeowner’s and mortgage insurance. Your mortgage relates to your home. Your homeowner’s insurance should cover it, right? Wrong. Mortgage insurance and homeowner’s insurance may sound similar. However, they provide very different […]
Condo Insurance vs Homeowners Insurance: The Differences Explained
Are you weighing the pros and cons of condo insurance vs homeowners insurance? Overall, they provide the same types of coverage. However, homeowners insurance is more comprehensive than its condo counterpart. Further, condo insurance is usually cheaper than homeowners insurance. For condo insurance, the national average is around $40 a month. However, the average cost […]