The back to school season is here, and that means you are about to see a big increase in the amount of buses on the road. And with the school buses comes kids. It is important that we take the rules of the road seriously, especially when there are kids involved. Don’t Drive Around The […]
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Why Is Workers Compensation Mandatory?
A long time ago, workers’ rights were a mess. Employers could set hours and wages to whatever they wanted, they didn’t have to worry about basic safety standards, and if a worker got injured on the job, he or she would have to prove that the employer’s choices were the only reason the worker got […]
Do You Need General Liability for Your Truck?
Over the years, the face of the trucking industry has changed rapidly. More and more, companies are hiring contractors to help their employee drivers transport loads. In doing so, many companies shift risks to these for-hire drivers and may even lower their trucking insurance cost. If you are an independent contractor in North Carolina who […]
Here’s Why Landlords Love Renters Insurance – Raleigh, Garner, Durham, NC
White Couch and Vases[/caption]Much like homeowners insurance, renters insurance is a good but not legally necessary idea. A good policy can protect your property from things like fire, theft, and even falling objects, but unlike auto insurance, you aren’t legally required to insure your home. However, there are other forces at work beyond the government. […]
Auto Insurance And Fault
If you find yourself involved in a collision involving a motor vehicle, “fault” is probably going to come up when it comes to whose insurance is paying for repairs and other damages and who you need to speak with to make a claim. But what exactly is fault, how is it determined, and what’s the […]
Six Homeowners Insurance – Raleigh, Garner, Durham, NC Policy Types
Homeowners insurance is a surprisingly comprehensive policy. The insurance offers compensation for dwellings, their contents, and their occupants when any of them get damaged by one of several “perils,” both natural and otherwise. These include fire and lightning, hail, explosions, riots, vehicle and aircraft collisions, smoke, vandalism, theft, and even damage to the roof caused […]
Could You Be Saving More On Your Auto Insurance?
Are you saving all that you could be on your auto insurance policy? There’s a chance you didn’t know about some discounts when you signed your policy, and you could be saving more money. Here’s a list of some discounts that you should check with your insurance agent about on your own policy. Clean Driving […]
What To Do If You Have Been Injured At Work
Accidents happen. If you have been injured at your job, there are certain things that you are entitled to, such as a recovery of lost wages and help with your medical bills. This is where workers’ compensation comes in. We’ve put together a list of steps for you to take when you have been injured […]
General Liability Insurance for New Restaurants and Coffee Shops
How can you protect your new restaurant or coffee shop from risks? Setting up your new business means taking steps to provide a service. You’ve invested in equipment, in training employees and in those well-developed recipes. You’ve spent money and time marketing. And you’ve created an establishment you are proud of. Without the right type […]
10 Questions To Ask Your Auto Insurance Company
When researching for a new car insurance policy, there are a lot of options available. So how do you know which one is right for you? We’ve come up with a list of 10 questions to ask your insurance provider as you get ready to sign a policy in order to find the best fit […]