There are over 7 million private and commercial vehicles on the road in North Carolina. Is transportation a necessary aspect of your business? If so, you’ll want to ensure you have a good commercial auto insurance policy. A commercial auto insurance policy helps protect your business in case you get into an accident. There are […]
Car Insurance
My Child Moved Out! 5 Things To Consider To Avoid Car Insurance Fraud
There’s nothing that comes with such a set of mixed emotions as sending a child away from the nest. There’s an excitement of being an empty nester after so many years of caring for this newly minted adult. But, there is also a twinge of sadness for not being as needed anymore. So, many parents […]
Lower Is Not Better: How Limits of Liability Work for Auto Insurance
While most drivers understand the importance of having auto insurance, many don’t take time to understand their coverages and what their policy entails. In an effort to save on their monthly premium without this understanding, they often look to save by lowering their liability limits to the state-enforced minimums. Unfortunately, a little savings upfront can […]
Auto Insurance 101: What Is Commercial Insurance?
When it comes to your business, the only risks you want to take are the necessary ones that pay off down the road. Skimping on insurance to cover your business and its assets isn’t one of those places. The good news is a commercial auto policy doesn’t have to take a huge chunk out of […]
Why Is My Insurance So High? How to Cut Costs
When the national average for auto insurance is $1,621 a year, finding savings every way you can give your budget some breathing room. But there’s not much you can do about your insurance premiums, right? Wrong. There are lots of ways to cut the costs of your auto insurance premiums. In fact, there are things […]
Step By Step Guide: How to Buy Car Insurance for Beginners
Whether you are a new driver or just purchased a new car, buying automobile insurance is your next step. Not only is it required by law, but it can also help save you from serious financial hardship in the event of an accident. The National Safety Council reports that 4.5 million people were seriously injured […]
What Is Commercial Auto Insurance and What Does It Cover?
Large commercial trucks account for more than 476,000 of the total vehicle crashes each year in the United States. Such crashes lead to more than $112 billion in total losses to the economy. These statistics indicate the level of risk that your company must deal with as long as there are fleets of cars used […]
Auto Insurance and Stolen Cars: Does Car Insurance Cover Theft?
The worst has happened. You never thought it would happen to you, but your car is not where you last left it, and you are very sure you did not let your friends have it. Your vehicle has been stolen. But there is nothing to worry about, right? Car insurance covers car theft, and chances […]
How Does Gap Insurance Work? Everything You Need to Know
The typical American driver spends approximately $78 on car insurance every month. Car insurance is critical. But do you understand the implications behind the fact that your vehicle has less value now than when you first bought it? Keep in mind that the moment you drive that new car off the lot, it loses around […]
Auto Insurance Question of the Day: Do You Need Insurance to Buy a Car?
It doesn’t matter if you’re a first-time driver or a seasoned pro: navigating the ins and outs of automobile insurance can be confusing. There are a lot of different rules and procedures to keep in mind. For example, many would-be drivers find themselves having sudden doubts before putting money down on a new vehicle. Do […]