Your Business Is Important
Regardless of what type of business you have in North Carolina, you take pride in your work. This can especially be said for a Raleigh floral business. Keeping living plants alive, and beautiful, is no easy task at all. Small businesses have large needs. One of those all important needs, but also rarely thought about needs, is business insurance. No one ever thinks about business insurance until it is time to pay the premium, or until an accident happens.
Accidents are an unfortunate side effect of life. No one is ever truly prepared for them, but by having a proven insurance provider, your business will gain a valuable asset for life. Rather than allow your roses to prick your thumb, and make you bleed, allow them to grow and flourish instead. Having the right insurance in place to protect all of your investments is a necessity. There is a lot of “hustle and bustle” in our everyday routines, which can result in carelessness. Protect your Raleigh floral business like you would protect a bug infestation from attacking a defenseless sunflower.
What Needs To Be Protected As A Florists
Different businesses have different needs. For example, does your floral company deliver within Raleigh? If so, commercial auto insurance is a necessity. Do you rent, or own, your business front? Your building needs to be protected in case of an accident, after all, without your building, it may be hard to work. If you are renting a space, perhaps renter’s insurance meets your demands.
Be prepared for anything. Make sure that your deliveries are protected by a reputable company, that has your best interests in mind. After all, no one wants to upset a bride on her wedding day, make sure her flowers arrive safely. Many people, including businesses, skimp on commercial auto insurance due to the cost. However, in reality, you get what you pay for. Do not let your delivery van sit in an impound lot waiting for your cut rate insurance to settle; you have deliveries to make.
For many business owners, including florists, their storefront is their livelihood. Your building should stay protected at all times for accidents waiting to happen. In a time of crisis, the last thing that anyone wants to be thinking about is insurance. If a flood, or fire breaks out, you do not want to worry about if your drywall damage is covered, or if mold is an issue. Without a storefront, there is no place to display the beautiful works of art that have been created. Your building, or storefront, is your way of advertising. This is a way of displaying your skill, workmanship, and creativity to the world, so protect it in the proper fashion.
The belongings inside your building are just as important as the building itself. Perhaps you have a rare breed of rose growing in your building. Would you trust just anyone to nurture and care for this majestic beauty? Probably not, and no one would expect you to. The belongings within a building should be protected, as well as the building, and commercial cars. If a flood occurs, you do not want to have to worry about electronics, such as computers being replaced. Your main concern is getting your floral business back up and running, which is another excellent reason to have your affairs in order.
Why Insure With A Local Insurance Provider
Location, location, location, is the old saying. Having a provider that knows the needs of the community, and that is capable of handling the smallest of clients, or the largest, is always a plus. Business insurance can be purchased in many different ways. For example, an online search can reveal many companies, but local providers often have a more personal touch. Providing a personal touch, to an already stressful and complicated time, can make all of the difference in the world.
A Raleigh florist that insures with a company in California will likely not receive the same hospitality, and service, that Amistad Insurance Services can provide them with. Keeping business local is a way to ensure that Raleigh, North Carolina will continue to thrive, and prosper. Local does not always mean better customer service, but often these companies take time to listen to their clientele. Adding a personal touch to a devastating situation can make the customer feel as if they come first. This is a priority that should always be at the top of any insurance providers list.
If your business is important to you, which I am sure that it is, then the time to act is now. Being involved with your insurance provider, and creating a healthy relationship with them, will ensure that your business is prepared. Contact us for a Raleigh business insurance quote.