Around 20 to 50 million people are injured in car accidents every year. This frightening statistic is evidence as to why you need car insurance. However, without car insurance discounts it can seem overwhelming to pay the high prices every month.
Before you settle for a single plan, you should know about all of the discount options available. Many times car insurance companies won’t apply them unless you ask. So be sure to learn about how to qualify for these discounts the next time you’re prepping for a new plan.
1. Bundle!
Car insurance companies rarely only offer one service. Often times, they dabble in life insurance, home insurance, and renter’s insurance.
Each of these insurances is important for different stages of your life. Here’s why you should get life insurance. Not only does it provide comfort and peace for your family, but it can also save you money on your car insurance right now.
Bundling together multiple plans will decrease the cost as a whole. Talk to your representative and learn about their options for combining costs.
2. Driver Discounts
Driver discounts are the things that you can change. There is a wide variety of discounts for those that demonstrate responsible behavior both on and off the road.
If you’re a student, you’ll definitely want to take advantage of good student discounts.
If you’ve never been issued a ticket, you likely qualify for a good driver discount. The price reductions don’t stop there, however.
Things such as low mileage on your car, driver training courses, and defensive driving certificates all help to lower your monthly premiums.
Did you know certain professions can also receive a price reduction simply because of their job? These professions include teachers, nurses, engineers, scientists and many more.
3. Quality Car Advantages
There are also specific discounts that apply to your car and the features of it. Vehicles that tend to be safer and more efficient are more likely to win a discount.
If you have a hybrid car, quick response breaks, or anti-theft features, you could be eligible. Be sure to ask your representative what specific discounts they can offer based off of the model of your car.
4. Fast Payment Options
The underlying goal of insurance companies is to make money. While they accomplish this goal in noble ways by taking care of you in accidents, they still need to get paid at the end of the day.
That’s why many insurance companies will offer discounts if you set up an auto-pay account. This ensures that they won’t have to waste precious time sending reminders or follow-ups.
Plus it helps you avoid late fees as well. It’s a win on both sides.
Find Car Insurance Discounts
These are the categories where you will be able to find the most popular discounts. However, there may be many more out there. Here are 3 little-known car insurance discounts you can try and incorporate into your plan today.
Have any specific questions about the discounts we offer? Contact us today to see how much money you can begin saving.
