Looking for renters insurance in NC, but never had coverage before? We’re here to help.
You know those coffee drinks you splurge on, let’s say, once a week? Or, what about that pizza you ordered last Saturday night? Pick one of those costs, and that’s about what you’ll pay to have your belongings covered when you’re renting.
Not a bad gig, eh?
Let’s explore the four benefits of having renters insurance.
1. Little cost, big reward
The biggest thing to keep in mind when debating renters insurance NC is how small the cost is. Renters are literally looking at the same price they pay for a monthly subscription to Netflix or Hulu. And with this monthly payment, the return is worth much more than a TV series or movie.
In fact, the estimated annual cost for $50,000 in coverage is about $159. That breaks down to about $12 per month.
2. Peace of mind is priceless
In addition to how affordable renters insurance NC is, the peace of mind it brings might seem more valuable than the policy itself!
Whether you’re at work, traveling, or hosting company in your space, renters insurance will keep stress levels down. Why? If there’s any damage while you’re away, you’re covered!
Think of it as having a high-tech alarm system on steroids. It’s like your own personal form of security in the event of damage or theft.
3. More is usually covered than you realize
Policies typically cover more than what the insured realizes when they sign up.
One good example is if someone were to slip and fall in your rental, their injuries are probably covered. And, oftentimes some of their medical bills will be taken care of as well.
Another example is if you were to break something in someone else’s space, it is probably covered. Or, if you live on the second floor of an apartment building and your bathroom leaks, the unit below you’s damage is most likely going to be covered.
4. Locals can help with renters
Who would you rather trust when it comes to protecting and replacing your valuables? A corporate, big brand who just knows you as a policy number, or a team of local professionals who know you by name?
With Amistad, the benefit of working with locals from NC is that we’re not just your agents, we’re your neighbors!
We live and play here, just like you. We know the law and policies as well as you know your neighborhood shortcuts.
Questions to consider before purchasing
Before you jump the gun on renters insurance, be sure to ask these questions:
- What is the “cash value plan” if my belongings are damaged?
- Will added safety precautions reduce my payment? (security system, fire extinguisher, smoke alarm)
- Are there any exclusions from the policy I’m looking at?
- How do I make a claim if something happens?
- Will you cover my hotel stay in the event I must be displaced during repairs?
- If I have multiple policies with your company, is there a bulk discount?
Now that you’re armed with the benefits of renters insurance NC, you can start shopping for the perfect policy with trusted locals.
Questions? We’re here to help. Contact us anytime.