If you’re looking to start an insurance policy in North Carolina, you’ll need to find the best insurance agency for the job.
Not all insurance agencies are created equal. How can you choose the best one?
We’ve put together this essential guide to making the right choice for your insurance. Make sure your money is spent well and that you are protected by following these simple steps.
3 Steps to Finding the Right North Carolina Insurance Agency
1. Do a Rate Check Annually
If you check the rates of multiple companies, you can always be sure that you’re getting the best deal. Start by doing some online comparison shopping. It will also help to use a guide from the state insurance department.
To get an even better feel of an agency’s rates, go for a personalized quote.
This can take a bit longer and requires speaking to an agent, but will give you the most accurate rate information. It will also give you the sense of what it is like to work with agents at that agency.
2. Make Sure Your Insurer is Top-Rated
The best North Carolina insurance agencies will be highly rated. A good rating is a clear sign that that company will work well for you.
Ratings test the financial strength of an insurance company. The more financial stability a company has, the better it is able to pay the claims of its policyholders.
3. Look For Discounts
Many of the best insurance companies offer discounts for good drivers that are lower insurance risks. Aim to get insurance from one of those agencies. This way, your good habits will pay off.
Some agencies also offer discounts if you have certain safety equipment or anti-theft measures. Take a good look at what each agency offers. Then, decide which one would be best for you.
What Are the Best Insurance Agencies in North Carolina?
North Carolina is a good place to be for car insurance. State residents pay relatively low car insurance rates compared to the rest of the country.
What companies will give the best insurance for the money? Here are a few top options in the state.
Geico
Geico offers great savings for good drivers, young drivers (early 20s or younger), and drivers with bad credit, as well as retired drivers.
Progressive
Progressive also hits many marks, with savings for good drivers, cheap options for young drivers, and low prices if you have just one at-fault crash.
Farm Bureau North Carolina
This local option is also ideal if you are a good driver or if you have one crash, as well as for younger drivers.
Wrapping Up
Choosing the best insurance agency brings you savings and more.
The best agencies offer good customer service and helpful information, making your life easier. Do the research and choose one of these agencies.
You have so many things to worry about when you get behind the wheel. Insurance shouldn’t be one of them.
When you’re ready to make your insurance choice in North Carolina, get in touch – we can help.
