Taking a leisurely drive is one of America’s favorite pastimes. And yet, in North Carolina alone, thousands of automobile accidents occur each year.
These accidents can leave you injured and your car totaled. As a result, you’ll want to make sure you have the best coverage possible for your worst case scenario.
Yet shopping for the best auto insurance can be tricky if you’re not sure where to look. Here are a few ways you can find the best auto insurance in North Carolina.
Find the Appropriate Level of Coverage
We understand that not every driver has the same needs as those they share the road with. As a result, not everyone is going to need the same level of coverage.
Therefore, talk to your local agent about what type of coverage is best for you.
When it comes to base-level coverage, North Carolina law requires coverage of $30,000 for individual bodily injury, as well as $25,000 for property damage.
As you may expect, the base coverage is going to save you the most money. But that doesn’t necessarily mean it’s the best fit for you.
Get an In-Person Quote
The digital age has made it easier and faster than ever to get an insurance quote. Within a few minutes, you can get quotes from just about every agency in all of North Carolina.
So what’s the problem? Well, they’re not always as accurate as you may hope.
These quotes are ballpark-level estimates and drivers should expect to see a different figure when they get their first bill.
Instead, find a quote that fits your financial needs, then get in touch with an agent at that firm.
Scheduling a meeting or a phone call with an agent may sound like a hassle, but it’s still the best way to get an accurate estimate of your insurance cost.
Take Advantage of the Best Auto Insurance Discounts
Paying for insurance can seem like an expensive chore. And thankfully, most insurance agencies seem to recognize this.
That’s why they offer tons of great discounts for drivers of every type. This is yet another great reason to meet with your agent in person.
He or she can help you determine whether you qualify for any discounts, possibly saving you hundreds of dollars per year.
There are dozens of driver discounts, but the most common discounts are for students, safe drivers, drivers with defensive training, and professional discounts offered by your employer.
Another great way to save is by purchasing multiple types of insurance from your agency. Bundling auto and home insurance, for instance, can cut down on the price of both.
Looking for the Best Auto Insurance?
Buying a new insurance policy doesn’t have to cost you an arm and a leg. Amistad Insurance Services is one of North Carolina’s top auto insurance agency. And with one quick phone call, we’d love to show you why.
Get in touch today to see how we can help you save on your insurance. Get safe coverage for less with Amistad.