Learning how to live on a lean budget may mean cutting luxuries like entertainment. But did you know you can also save money by reviewing your car insurance policy?
If you’re looking to trim the fat in time for summer fun, it might be time to review your car insurance in Raleigh NC. Whether you need to dial back expenses or want to save money, here’s how you know if its time to review your policy.
When Life Changes Happen Review Car Insurance in Raleigh NC
Getting a discount on car insurance isn’t exactly the kind of life event you post to your Facebook wall.
But if you find yourself ready to post any of the following life events, it’s time to review your car insurance.
Are you getting engaged or married?
Your marital status can impact policy cost. If adding or removing a family member, you may be eligible for discounts or incentives.
It’s time to think about whether one joint policy will impact your finances. It’s also a good time to look at your insurance portfolio for life insurance and disability.
Are you having a child?
Having a baby is an exciting time full of changes. Take the time (while you can) to review your insurance to make sure it’s the right fit moving forward.
Adopting a child can mean adding another driver to your insurance. Review your insurance for discounts when you welcome a new family member, big or small.
Are you getting a new job or starting a business?
Changes in your commute and liability can impact your insurance premiums. If you get a new job or start a business go ahead and inquire for the best rates.
Are you buying a home or car?
When making a big buy like a home or car, check with your car insurance in Raleigh NC provider for discounts.
Doing so before you buy a new car can help you make the best choice for your budget. A new home’s location can affect your premiums. It’s always a good idea to have all the facts to make the best decision for your family.
What else do you need to know about reviewing car insurance in Raleigh NC?
Car insurance premiums are often tied to behaviors. If you receive a ticket for speeding your premium could increase as a result. Understand how premiums are calculated to avoid behaviors that bust your budget.
Don’t forget to account for the cost of premiums in your area. Be knowledgeable of all the things that factor into your cost-of-living including insurance to avoid surprises.
If all else fails, don’t forget to ask for discounts. It’s the easiest thing you can do to get a discount. But most people just don’t do it.
You Can’t Afford to Wait
As they say, “when times get tough, the tough get going”.
For financial freedom this summer it’s not too late to get going on a review of your car insurance in Raleigh NC. Start living leaner today, and don’t miss out on the things you love.
