Are you heading to the annual October state fair? What about a weekly Irish jam music session downtown on Glenwood Avenue? No matter what you’re up to, don’t let car insurance in North Carolina keep your wheels grounded.
Like everything else, prices for Raleigh residents who want to get on the move can seem high. But smart North Carolinians know that there are bargains to be had when it comes to paying to keep their vehicles on the road.
Point your GPS in our direction and learn how to save on your next insurance bill!
Your First Way to Save on Car Insurance in North Carolina: Know You Need It!
Knowledge is power, right?
So is admitting the obvious: we need to have insurance when we hit the road in North Carolina.
Insurance is no longer one of those things you can forget about until you need it.
Instead, look at it like you do your medical insurance. It’s preventative. You research it, you buy it, you have it. And hope you never need it. The penalties for driving without insurance are so high that you pay less just having the monthly copay.
Just get it and forget it.
Bring on the Bundles
Many of us are already familiar with bundling, as we do it for home connectivity.
Insurance companies are big bundle fans, too!
You may already have an insurance bundle. However, North Carolinians should reach out to insurance companies to see what else they can rope into their bundles.
If you’ve already bundled (or checked into bundling) your vehicle with your home/rental insurance, ask your company about:
- Other vehicles such as boats, motorcycles, and all-terrains
- Bundle discounts for long-term customers and safe drivers
- Bundle discounts for short commutes
It Only Hurts When You Don’t Ask
One of the biggest ways to save on car insurance in North Carolina is to just ask for it!
Whether or not you got a bundle, there are still so many ways to carve out that insurance bill, including:
- Training you have had such as a defensive drive course
- Vehicle upgrades such as anti-lock brakes and anti-theft devices
- Hybrid or high-efficiency vehicles
- Subscriptions to emergency roadside assistance programs
- Good student discounts
- Active military
- New car (within the last 3 model years)
Don’t Drown
Trying to wade through the different car insurance in North Carolina options can make you feel like you’re drowning. However, there’s still an extra step to take when you are in the flood path.
Which you are, living in North Carolina.
Raleigh and the surrounding “Research Triangle Park” areas are all at risk of yearly flooding.
What most North Carolinians don’t know is that flood damage is not covered by traditional insurance policies. This includes complete wreckage to your vehicle.
Vehicles that sit in just a few inches of water up the wheel wells can be completely trashed.
Protect your car with flood insurance.
Speak the Language
What’s a quick way to strain your brain?
Try to read through a contract filled with insurance alphabet soup. Do you know your actuary from your adjuster from your alien insurance company?
Don’t worry, there’s help!
Experts serving the Raleigh area can help you select the best, customized car insurance in North Carolina.
Click here and provide a bit of information about your vehicle and driving needs and we’ll start something for you.
