Federal law mandates that every driver must possess an up to date car insurance policy. And while policies and coverage will differ from state to state, one thing is for sure: your insurance policy needs to work with your lifestyle.
Part of that entails getting the most coverage for the least amount of money. Research shows that most consumers aren’t shopping around enough to get proper savings.
You deserve better.
If you’re looking at switching insurance providers, read on. Here are 4 signs that it’s time to switch insurance providers ASAP.
1. You’re Paying Too Much
If opening your statement gives you heart palpitations, it may be time to switch providers. On average, many of us are paying way too much for insurance.
Even if you have a clean driving record, your rates will continue to increase. You shouldn’t be penalized for driving safely. If you’re unhappy with your insurance bill, it’s time to start shopping around.
A bit of research will help you find the best new car insurance company for your needs. Just make sure you’ve done thorough price comparisons and entered all data correctly. You wouldn’t want any nasty surprises after sign-up.
2. You’re Missing Out on Add-Ons
These days, most insurance companies offer a slew of extra benefits to entice buyers.
Things like safe driving discounts can really sweeten the deal. If you’re not getting these added bonuses, you’re missing out.
Even if you can only afford the bare minimum coverage, you deserve a company that’s going to treat value your business and gives you extra perks.
3. Your Insurance Company Mishandled a Claim
Getting into an accident is a nightmare for a few reasons. First, there’s the stress of the accident itself. Then, there’s the worry of increasing policy rates.
The last thing you should need to worry about is whether you can trust your insurance company to take care of you in your time of need.
Mistakes happen, that much is a given and can be forgiven. But negligence is an entirely different story — especially when it’s at your expense.
If you feel that your insurance company mishandled a claim, don’t hesitate to switch. Your provider is supposed to help and protect you. A stumble on their part means massive fees or even jail time for you.
4. Support Isn’t Helpful
While many companies have switched to online billing portals that make things easier on customers, there are still companies living in the past.
And as anyone who has ever been on hold for a long period of time can tell you, it’s frustrating. Sign up for a policy that values your time and can provide support in a fast manner.
Whether you have a question about your policy or need to file a claim, your new car insurance company needs to provide helpful, timely assistance.
Ready to Switch to a New Car Insurance Company?
If you can relate to any of these 4 signs, it’s time to switch to a provider that values your business. Get in touch with Amistad Insurance Services today.
Whether you’re looking for new car insurance policy, home insurance, or life insurance, we can help. Contact us today and see the difference that an Amistad policy can make.