In the state of North Carolina, you are required to own car liability insurance, which covers the damages to others following an accident that you cause. The minimum liability coverage limits are: $30,000 for bodily injury liability, per person per accident. $60,000 of bodily injury liability total per accident. $25,000 of property damage liability, per accident. Though, considering the cost of cars and medical bills, the minimum requirements may not be enough to cover all of the damages. Keep in mind, liability coverage will not cover your own wounds or property damage; it only assists your responsibility to unsuspecting victims.
Speak with an agent for more information about North Carolina’s liability requirements and how you can get more complete coverage by adding collision, comprehensive, medical expenses, uninsured motorist etc. to your auto policy. Call or go online for a Raleigh auto insurance quote.
You don’t have to dive into your policy every month by any means, but at least once or maybe twice a year, taking a good look at your policy could help you identify whether or not it’s providing the coverage that you need and whether or not you’re saving money on it as well. The best way to do this is to do a review with your auto insurance provider, of course. Read more in our blog Periodic Insurance Reviews Are A Must For Auto Owners
Auto insurance is meant to protect drivers from the potentially astronomical cost of vehicle repairs in the event of an accident, as well as medical coverage for the driver, passengers, and others involved in the accident. Find out why you shouldn’t skip auto insurance.