Your home is one of your most important investments, and naturally, you’ll want to keep that investment protected. Homeowner’s insurance can make sure that damages that befall your home can be covered and repaired, keeping your home protected from a whole myriad of different scenarios. 5 reasons to invest in homeowner’s insurance are:
- Provides lawsuit protection – Should an accident occur on your property, your homeowner’s insurance can help you to avoid a lawsuit. If a person trips and falls on your property, your North Carolina homeowner’s insurance policy should cover the medical expenses of the individual and ensure it doesn’t turn into a lawsuit against you.
- Provides protection against nature – Fire, wind, hurricanes, tornadoes, and just about every natural disaster except for a flood is covered by a good homeowner’s insurance policy. This means that, aside from flood coverage that will need to be purchased separately, your home is covered should it face damages from any number of natural disaster situations.
- Provides protection for your property – Not just is your home, the structure, protected, but your things are protected by your homeowner’s insurance policy as well. This means that if a fire destroys all of your belongings and appliances, you could receive the cash value for your property or suitable equal replacement.
- Protects you if you cannot use your home – If for any reason you cannot use your home for any length of time, your homeowner’s insurance policy will ensure that you have a roof over your head. Should a tree fall onto the roof, making your home uninhabitable, and you need to spend some time in a hotel until your home is repaired, your homeowner’s insurance should cover the cost.
- Provides theft protection – A home break-in can occur at any time and in any place, and your homeowner’s insurance can make sure that any property taken during a theft is reimbursed or replaced. Having your home broken-in to can cause you to lose peace of mind and your property, and your homeowner’s insurance policy can help you to restore both.
If you want to keep your most important piece of property protected, Raleigh homeowner’s insurance is what you should look in to. If you’re looking to invest in a homeowner’s insurance policy, or you wish to switch policies, simply contact us at Amistad Insurance Services today 919.926.7166.