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Auto Insurance Information
If you live in Durham, NC, you know how important it is to have a car to get around. While public transportation is available, it is far more convenient to own your own car, especially when your day is chock full of errands and activities. And when you own a car in NC, you cannot avoid paying for insurance. Auto insurance rates in Durham are some of the most competitive in the market, and you need to be sure of your options before you purchase your policy.
Durham auto insurance rates are highly variable based on a number of aspects, including your age, your driving record, the type of car you drive, and even the safety features included in your vehicle. If you’re switching companies, the terms of your initial auto insurance policy can also make a difference to the type of policy you can expect to get.
The best thing you can do to ensure that you get the most advantageous automobile insurance Durham, NC, has to offer is to know the market and understand your options. At Amistad Insurance, we don’t try to sell you the lowest-priced insurance with the least coverage just to get your money. Regardless of whether or not you purchase your car insurance through us, we believe that you should know what the best choices are for your unique needs. And that doesn’t always equate to the cheapest rates.
There are a lot of factors to take into account when you look for insurance. Many insurers offer discounts to drivers who can show a clear driving record with no moving violations for the past five years. Lower rates are also available to those who can show at least three years of accident-free driving. Drivers above 55 or retirees can also expect to see reduced rates as long as they have a history of being good drivers.
Certain vehicle types also qualify for discounts. In Durham, North Carolina, auto insurance rates tend to be reduced for drivers who own new cars or those equipped with the most up-to-date safety features. These include anti-lock brakes, anti-theft controls, and passive all-point restraints. Some insurers also slash rates for economy and utility vehicles, as well as eco-friendly cars.
You also need to consider the type of coverage you are getting. The best price is not always the best deal. When it comes to auto insurance, you need to make sure that you are getting more than just basic coverage. A comprehensive plan that includes liability and collision coverage is an absolute must. It is also a good idea to find a policy that offers medical coverage in the case of a serious accident.
There is a multitude of auto insurance companies to choose from for those living in Durham area. Only Amistad Insurance offers you the care and commitment of a local company. At Amistad, we will do our very best to find you the auto insurance you need so that you can protect your family properly. We are proud to be a part of the Durham, NC, community and we will do everything we can to make life more secure for our friends and neighbors.
Please visit our site, Allstate – Paul Romero Insurance Agency, to get more information on the Allstate products and services we can offer, or feel free to call us anytime at 919-926-7166.